When I was a stock broker in California - one of the hottest housing markets in the US - real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market?
Just because you retire, your money doesn’t have to. In the words of Gordon Gecko from the 1987 movie Wall Street, “money never sleeps.” And your money definitely won’t once you leave your job.
“I don’t understand the stock market.” Over the years, I have heard this statement from people of all ages. I’m unclear as to whether it’s an excuse not to invest in equity markets or as a reason. Yet, these same people may have a pension, a 401K, or a life or home insurance policy -- all of which are invested in stocks. And they probably just don't realize that fact.
As many know, I am more than willing to offer financial advice in order to help others to become financially independent. The sooner the better – that’s good for everyone, right?
If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent. In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifestyle that can get one’s nose out of joint.
We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that.
So, here I am. Sunday, September 6, 2009. Still counting down; no, counting days now. I am looking forward to the day I shall fly out of Germany. No. I think the day I shall fly out of Germany is looking (staring is the right word, I think) at me. And it feels bad, you know.
At various times in our lives all of us come to a fork in the road - that place where we need to make a decision about where we want to go for our future. Picking a career, choosing a spouse, or determining whether or not to have children are examples of these significant junctures.
It wasn't a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or registration; no more fuel expense; and no more worry about storing the vehicle here in the States when we are traveling overseas for months or years at a time.
If you're new to the idea of medical tourism, you probably have lots of questions about whether it's right for you. Here are a few answers to help you out!